From the very beginning, representing individuals and financial institutions in the successful settlement of real estate transactions has been the cornerstone of the firm of Jacques & Jacques, P.C. The paperwork involved in the transfer of real estate is complex. The Agreement of Sale is the first of many documents in the process. At the settlement, Deeds, Mortgages, Notes and a myriad of loan documents appear before you, awaiting your signature. Most individuals feel more comfortable knowing that a knowledgeable attorney is there to explain documents and answer any questions. We can also draft and interpret real estate documents, including Agreements of Sale, Deeds, Mortgages, leases, and easements. We can hold settlements and arrange for title insurance.
Commercial real estate transactions may be even more complicated, with pages upon pages of documents, leases, subleases, financing arrangements, security interests, and many players. Commercial real estate properties will often require zoning and land use applications, or subdivision representation as well.
Many realtors and lenders now have their wholly owned title and settlement agencies. As the buyer in a purchase, or borrower in a refinance closing, you as the consumer have the absolute right to choose your own attorney to handle the closing. In fact, RESPA (the Real Estate Settlement Practices Act) makes it a crime for anyone to condition a loan on your usage of their settlement company. It is your right, so make sure you request the qualified attorneys of Jacques & Jacques, P.C.